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All assets are fully insured by Lloyds of London and stored in a secure vault within the International Gem Tower in New York – one of the most secure buildings in the nation. You can trust the Qollateral team to treat your valuables as if they were their own.

Our experienced appraisers aim to provide you with a loan offer within 30 minutes during business hours. This applies to both in-person consultations and virtual appraisals.

Qollateral is in the heart of New York City’s Diamond District and all items are stored in the secure International Gem Tower for maximum security.
‍50 W 47th St, Suite 319
New York, NY 10036

The requirements for a collateral loan are straightforward. Customers must be at least 18 years old and provide valid government-issued identification, such as a driver’s license. It is also very beneficial to bring any paperwork related to your item with you, such as the receipt or certificate of authentication.

Collateral loans are secured by your item with substantial value, such as luxury watches, designer handbags, and diamond jewelry. Collateral loans are also often called secured loans and work by giving a lender your valuable luxury goods in exchange for a loan. You can pick up your assets once the loan is paid in full. No credit checks or financial reviews are required.

Simply book an appointment for either an in-person or virtual assessment. If you agree to the loan offer and terms, payment will be made as soon as the same day. Online customers are provided with a fully insured, pre-paid shipping label to make the entire process as risk-free and convenient as possible.

Qollateral is quickly becoming a premier lender in New York City and nationwide with our accommodating in-person and virtual luxury lending services. We make borrowing against assets effortless and 100% confidential with same-day funding and no credit checks required.

We know that finding a lender you can trust is a top priority. That is why we only employ the industry’s most knowledgeable and skilled appraisers – our team has decades of combined experience and is prepared to help you get the most value from your assets. Furthermore, we prioritize discretion and go above and beyond to safeguard your privacy.

At Qollateral, we're completely transparent with our customers regarding the terms of their loans. We are licensed by the Department of Consumer Affairs in New York and, as one of the most protective states for consumers in the country, we have a monthly max cap of no more than 4%. If you were to secure a loan for $5,000 through Qollateral, your interest would be at most $250/month. This kind of guarantee is exactly why choosing a bonded and licensed lender you can trust to give you a fair rate is so important.

Your loan will also include a standard insurance and vault fee of 1% per month on the 4-month loan. However, we evaluate each customer’s loan individually to negotiate the most competitive terms on the market.

Our customers out of state can also take advantage of the attractive NY state interest rate by booking an appraisal with us online.

When you agree to the loan or sale amount and decide to move forward with Qollateral, you will be funded the same day either by cash, check, or bank wire – the choice is yours. Additionally, we accept loan payments by bank wire, money order, cash, or cashier’s check.

At Qollateral, we loan against most major luxury brands, including Rolex, Patek Philippe, Richard Mille, Hermès, Cartier, Tiffany & Co., and many more.

We will never rush our customers. However, our efficient loan evaluation process can be completed as quickly as 20 minutes.

Technically, we can. However, we prefer to inspect the item in person to determine the most valuable loan amount. The best option is to contact us for an online or in-person appointment.